{"id":536,"date":"2024-03-06T17:48:17","date_gmt":"2024-03-06T16:48:17","guid":{"rendered":"https:\/\/www.fgdcc.it\/?page_id=536"},"modified":"2024-04-12T10:36:11","modified_gmt":"2024-04-12T08:36:11","slug":"come-funziona","status":"publish","type":"page","link":"https:\/\/www.fgdcc.it\/en\/come-funziona\/","title":{"rendered":"How does it works"},"content":{"rendered":"<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group alignwide text-justify is-vertical is-layout-flex wp-container-core-group-is-layout-1 wp-block-group-is-layout-flex\">\n<p class=\"has-small-font-size\">The maximum amount to be refunded is usually set at \u20ac 100,000 for each depositor, except some specific cases, which will be discussed later, in which the reimbursement might also be higher.<\/p>\n\n\n\n<p class=\"has-small-font-size\">By way of example, if a depositor has a budget of \u20ac 65,000 and his bank is subject to LCA, FGD will reimburse the entire amount. If, however, the overall availability is \u20ac 123,000, FGD would reimburse \u20ac 100,000. This is because the amount of depositor's availability is higher than the maximum reimbursable limit (as mentioned, at \u20ac 100,000).<\/p>\n\n\n\n<p class=\"has-small-font-size\">The limit of \u20ac 100,000 does not apply in the 9 months following their credit or at the time they are made available -to deposits of natural persons with amounts due from:<\/p>\n\n\n\n<ul>\n<li class=\"has-small-font-size\">transactions relating to the transfer of property;<\/li>\n\n\n\n<li class=\"has-small-font-size\">divorce, retirement, termination of employment, disability or death;<\/li>\n\n\n\n<li class=\"has-small-font-size\">the payment of insurance benefits, compensation or indemnities in connection with damages for facts considered by law as offenses against the person or for unjust imprisonment.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-small-font-size\">These particular cases identify so-called \"high-term temporary balances\", namely the amounts due from transactions made by natural persons with a specific protection beyond \u20ac 100,000 for a period of 9 months after their credit or availability, above recalled. It is, in practice, special events in the life or work of a depositor. This means that a significant amount (even more than 100,000 euros) that, for example, transit through a current account, such as the sale of an immovable property or the credit of end of service payment due to the end of the employment relationship, is protected during the 9 months following its credit at the bank.&nbsp;<\/p>\n\n\n\n<p class=\"has-small-font-size\">For more details on the terms and conditions of repayment, see the \"Redemption Procedures\" section.<\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>L\u2019importo massimo oggetto di rimborso \u00e8 di norma pari a \u20ac 100.000 per ciascun depositante, fatti salvi alcuni casi specifici, di cui si dir\u00e0 pi\u00f9 avanti, nei quali il rimborso pu\u00f2 essere anche di ammontare pi\u00f9 elevato. A titolo di esempio, se un depositante ha una disponibilit\u00e0 di \u20ac 65.000 e la sua banca viene [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/www.fgdcc.it\/en\/wp-json\/wp\/v2\/pages\/536"}],"collection":[{"href":"https:\/\/www.fgdcc.it\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.fgdcc.it\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.fgdcc.it\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fgdcc.it\/en\/wp-json\/wp\/v2\/comments?post=536"}],"version-history":[{"count":4,"href":"https:\/\/www.fgdcc.it\/en\/wp-json\/wp\/v2\/pages\/536\/revisions"}],"predecessor-version":[{"id":597,"href":"https:\/\/www.fgdcc.it\/en\/wp-json\/wp\/v2\/pages\/536\/revisions\/597"}],"wp:attachment":[{"href":"https:\/\/www.fgdcc.it\/en\/wp-json\/wp\/v2\/media?parent=536"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}